How to compare foreign transaction fees on travel cards
Use the foreign purchase fee in each issuer’s terms and estimate how much you’ll spend in your home currency. This compares the percentage fee on purchases. ATM charges, merchant conversion, annual card fees and rewards can change the overall comparison.
Putting the result to work
On $1,500 of eligible purchases, a 3% foreign transaction fee adds $45. A card with a 0% fee adds $0 for that particular charge.
Where do I find my card’s foreign transaction fee?
Check your specific card’s pricing disclosures or cardholder agreement. Cards from the same issuer can have different terms.
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